ABOUT PCML

Principal Capital Microfinance LTD is incorporated under the company Companies Act, 2019 (Act 992) and Licensed by The Bank of Ghana as a Tier II Deposit - Taking Microfinance Institution and it is also a member of Ghana Association of Microfinance Companies (GAMC). We derive our focus from the growing financial and advisory needs of SME's, Individuals and Other organizations. Our core business is to provide our clients with competitive investment products, prompt and flexible loan facilities, and business advisory services. We acquaint ourselves with the challenges facing the individual and SMEs in Ghana and embrace them as opportunities worth nurturing but with caution by developing products and services to help with their resolution.

VISION

To become “an oasis of financial solutions” within the next five years and beyond.

MISSION

Proactively identify customers financial needs and develop innovative financial package to resolve these needs on a win-win platform.

VALUES

Respect
Be the first to know
Integrity
Freedom to succeed
Stewardship

  • The Board
  • Management Team
  • Profile

    The board of the company is made up of renowned and accomplished thought leaders in diverse fields of expertise. The board is committed to the core values of the company and is relentless in its quest to drive this. The Board's charter requires of it an unflinching pursuit of good corporate governance practices in the activities of Principal Capital Microfinance Ltd. Below is the list of our esteemed Board membership

    Dr. Michael Boadi Nyamekye

    Chairman

    Dr. Boadi Nyamekye is an Educationist, Preacher, Author and Entrepreneur. He holds a PhD in Business Administration and Marketing both with the University of Ghana Business School. He also holds other Masters Degree in MPhil (Marketing), MBA (HR), Masters in Leadership & Governance and Bachelor of Management Studies. Doctor is an experienced and accomplished International Marketing Consultant having worked in various capacities with reputable institutions both local and international. He is the President of The Maker’s House Chapel International and a lecturer at the University of Professional Studies (UPSA)

    Joseph Abuabu Dadzie

    Non-Executive Director

    Mr. Dadzie is a Banker, Energy and Communication Expert. He holds an MBA (Finance) and MSc (General Management) from Nyenrode Business Universiteit ,Netherlands, as well as BSc (Chemical Engineering) from KNUST, Ghana. As a Banker, he worked as Director (Commodity Corporate), Head (Large Local Corporate & Parastatals) and Senior Manager (Financial Institution) all with Standard Chartered Bank. In communication, he was the Chief Operating/Finance Officer for Surfline Communication Limited Over the years, he has worked in the energy sector as an Assistant Operations Officer with TOR, Market Research Analyst with GNPC, CFO with Woodfields Energy Resources and currently consulting for GNPC.

    Adwoa Asuama Abrefa

    Board Secretary

    Adwoa Asuama Abrefa has been a Corporate Legal Practitioner for the past thirteen years with extensive knowledge and specialization in corporate law, land/property acquisitions, corporate governance and company secretarial work. She began her career as an in-house lawyer for the Divestiture Implementation Committee in 2001 before joining Cirrus Oil Services Limited in August 2008 where she started as Manager, Legal Services and rose through the ranks to the position of the Director, Legal Services. In addition to her repertoire of specializations, Adwoa has focused on the oil and gas industry and has pursued a Masters in Law (Oil and Gas) at the University of Ghana Legon. She doubles as the Board Chairperson of Tel Energy Limited and Company Secretary for Cirrus Oil Services Limited, Woodsfield's Energy Resources Limited and Bay Developers and Realty Limited. Adwoa acquired her BA (Hons) in Law and Political Science Degree from the University of Ghana, Legon and qualified as a Barrister at Law (BL) at the Ghana School of Law, Accra. She went further to pursue her LLM at University of Ghana Law School. Currently, Ms Abrefa is as a Member of the Ghana Electoral Commission.

    Ms. Christiana Kyeremeh

    Chief Executive Officer

    Until her appointment, Ms. Christiana Kyeremeh doubled as a Zonal and Branch Manager with oversight responsibilities for the North Industrial Area and Achimota branches of Zenith Bank (Ghana) Ltd. She started off as a relationship manager, rising to the position of unit head of the SME and Retail division of the bank and later set up and managed the Energy sector of the Bank. This sector became one of the flagship sectors of the Bank. Prior to joining Zenith Bank, she had the privilege of being the first female Territory Manager with Guinness Ghana Limited due to her exceptional performance and business relationship skills, having started off as a Sales Executive. This equipped her with excellent people's skills which endear her today to all those she comes into contact with. Christiana has an MBA in Finance and a First Degree in Business Administration (Marketing Option) In her role as CEO, Christiana and her management team will be expected to uniquely position Principal Capital into becoming a fore-runner in the Non-Banking Financial Industry in no time.

    Constance Wiafe Owuman-Mensah(CA)

    Finance Director

    Constance has manned the role of Chief Financial Controller of PCML since 2015 with remarkable record of accomplishments and experience within the sector. She is a member of the Institute of Chartered Accountants, Ghana (ICAG), and, holds MSC in Accounting and Finance as well as BA in Sociology with Political Science from the University of Ghana, Legon.

  • Profile

    Principal Capital Microfinance is run by industry experts who have been seasoned by years of exposure and experience in the industry. Individually, the management team brings on board unique skill sets to complement the overall team.

    Bernice Boakye

    Head of Marketing

    Bernice has good experience in the sector due to her freelance work with some renowned institutions in the industry. She worked at SSNIT as National Service Personnel. She holds MBA (Marketing) and B.A in Information studies with Political Science both from the University of Ghana, Legon. She is currently a student Member of Ghana Stock Exchange .

    Eric Nuertey Tetteh

    Operations Cordinator

    Eric has been with Principal Capital Microfinance Ltd. since 2016. He holds an MBA in Finance from the University of Ghana Business School and a BA (Hons) in Economics from the University of Cape Coast.

    Dorcas Kwartemaa Mensah

    Internal Auditor

    With the role of ensuring risk is reduced to its barest minimum, Dorcas monitors and evaluates the performance of internal controls, as well as compliance to regulatory Parameters. She holds Bachelor’s degree in Business Administration, Banking and Finance option from the university of Ghana Business School and currently pursuing a professional program with the Institute of Chartered Accountants, Ghana (Final Level).

On behalf of the managment and staff of principal capital, I extend to you a hearty welcome to our website

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Principal Capital Microfinance